If you frequently travel abroad, having a credit card with international benefits can make your trips more convenient and cost-effective. Many travel credit cards offer perks like lounge access, discounts on flight and hotel bookings, and cashback on foreign transactions. Choosing the right card can help you save on currency conversion fees while earning rewards.
Here’s a list of the best international travel credit cards in India for 2025, based on features, rewards, and fees. (Data sourced from BankBazaar).
Best International Travel Credit Cards in India (2025)
1. Scapia Federal Bank Credit Card
- Annual Fee: Free (No joining fee)
- Key Benefits:
- 10% reward on online and offline transactions
- Up to 20% value back in Scapia Coins on travel bookings via the Scapia app
- Instant redemption of Scapia Coins for flights and hotel bookings
- Zero markup fees on international transactions
2. RBL Bank World Safari Credit Card
- Annual Fee: ₹3,000 + GST
- Key Benefits:
- No foreign exchange (forex) charges on international transactions
- Earn 2 Travel Points for every ₹100 spent
- 5 Travel Points for every ₹100 spent on travel expenses
- 10,000 Travel Points on annual spending of ₹2.5 lakh
- 15,000 Travel Points on annual spending of ₹5 lakh
3. IDFC WOW Credit Card
- Annual Fee: Free
- Key Benefits:
- Free roadside assistance
- No documentation required for card issuance
- 4X rewards on all transactions
- Special discounts and offers at 300+ partner merchants
4. HDFC Bank Regalia Credit Card
- Annual Fee: ₹2,500
- Key Benefits:
- Low forex markup fee (2.00%)
- Membership benefits with MMT Black Elite & Club Vistara Silver
- ₹2,500 worth of gift vouchers on activation
- 12 complimentary airport lounge accesses (domestic & international)
5. HDFC Bank Infinia Credit Card
- Annual Fee: ₹12,500
- Key Benefits:
- ₹10,000 annual renewal fee waived on spending ₹10 lakh
- Forex markup fee of 2.00%
- Free Club Marriott membership for the first year
- 12,500 bonus reward points on activation
- Unlimited worldwide airport lounge access for both primary and add-on cardholders
Important Considerations Before Choosing a Travel Credit Card
- Many travel credit cards come with high joining and annual fees.
- Benefits such as lounge access and travel rewards are linked to a minimum spending threshold.
- Ensure the card aligns with your travel spending habits to maximize rewards.
Disclaimer:
This article is for informational purposes only and does not endorse any specific credit card. Readers should evaluate their financial needs before selecting a card. Any financial decisions made are the sole responsibility of the user.
